MOTOR TRADE

1. Name of Proposer and Trading Title:
2. Address of the premises:
Post Code:
        Tel. Number:  
e-mail (if you have any):
3. Description of Business:
4. Date Established:
5. Type of premises:
6. Does your premises have it's own lockable entrance: Yes No
 
PART A - ROAD RISK
 
Proposers involvement in Motor Trade
Buying / Selling / Wholesale: % Car breaking / Scrap: % Valeting Steam Cleaning: %
Repairing and Mechanical: % Vehicle deliveries: % Breakdown / Recovery: %
Other Specify: %
   
Cover Required:
   
Maximum capacity in cars: Date Established: Avarge number of vehicles handled per year:
Annual T/O:                              £ Registered for VAT:  
Limit any one vehicle: Own Vehicle: £ Customer Vehicle: £    
Average value of:: Own Vehicles: £ Total value of own Vehicles: £  
   
No claims discount years earned on: Does Proposer mainly deal in sports or high performance vehicles: Yes No
Imported modified kit cars:    
Do you require demonstration: Yes No    
Do you require customer loan vehicle cover: Yes No    
Commercial vehicles in excess of 3.5 tons GVW: Yes No If "Yes" state capacity of vehicles:  
Do you require breakdown recovery? Yes No    
Do you require motorcycles recovery Yes No If "Yes" state max: cc                   and state value: £
   
Authorised driving:
Named drivers:
Age:
Occupation if not full time MT
State if principal employee / family:
Date U.K. driving test passed:
Usage:
Convictions, physical, defects, accidents/claims.
If none state none
1.
2.
3.
4.
5.
6.
 
PART B - NON MOTOR RISKS / INTERNAL RISKS
 
TRADE PREMISES COVER
Address as Part A  

Give details of Construction of Premises.
If your premises are not self contained, please give details.

THEFT PROTECTIONS

Give brief details of physical protections and perimeter security.
BURGLAR ALARM  
Is there a burglar alarm under your sole control Yes No
If "Yes" type of the alarm:
ARE ALL VEHICLES SECURED AT NIGHT WITHIN THE LOCKED BUILDING Yes No
It NO what percentage remain in the open and how are such vehicles protected from theft! vandalism?
 
Are any vehicles parked on the road outside the trade premises at night Yes No
MATERIAL DAMAGE        
Total value of own vehicles £ MONEY Limited any one carrying £
Total value of customer’s vehicles £   Annual carryings £
Buildings / tenant’s improvements and decorations £   Safe limit - out of hours £
Fixed plant and equipment £   Limit during business hours £
Stock ex radios/tobacco/video/wine & spirits £ GLASS On external glass £
Stock other specify £   On signs / canopies £
Portable tools / employees’ tools £

GIT

Goods in Transit(GIT) (max per vehicle) £
Gross Profit (per year) £   NO. of vehicles
LIABLITIES        
Annual Turnover (ex VAT)           £      
Annual wages paid to manual employees £      
Self employed labour / casual labour £      
Principal / Directors / Partners drawings and salaries £      
All other non manual employees £      
Total Wages £      

ADDITIONAL INFORMATION AND DETAILS OF ALL LOSSES SUSTAINED UNDER ABOVE SECTIONS. If none - state NONE.

 
PART C - LIABILITY

This covers your legal liability to customers and members of the public for injury to them or
damage to their property arising from your declared activities at your premises or whilst working away

 
Do you require cover for:      
Public Liability Yes No Standard indemnity is £1,000,000. Cover required:
Products Liability Yes No Standard indemnity is £1,000,000. Cover required:
Service Indemnity Yes No Standard indemnity is £250,000. Cover required:
Sales Indemnity Yes No Standard indemnity is £1,000,000. Cover required:
What is your projected annual turnover £ What is your projected annual wage roll £
Have you previously been insured for liability risks Yes No    
If "Yes", state name of Insurer period of cover
WELDING / CUTIING / SPRAYING      
Do you weld or cut on your own premises
Yes No Away from your premises
Yes No
Do you spray on your own premises
Yes No Away from your premises
Yes No
EMPLOYER’S LIABILITY      
Do you require cover for Employer’s Liability Yes No Standard indemnity is £10 Million  
Estimated annual wage for :- Clerical £ Manual £ Work Away £
Have you ever been prosecuted under the Factories Act, the Health & Safety at Work Acts or other Statutory Regulations        
Have you previously been insured for Employer’s Liability cover
If "Yes" state name of Insurer:
 
     

 


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